Credit card fraud, cloning cards can be an issue be careful where you use your cards.
Non slip boots and warm clothing necessary in winter, temperatures can drop well below freezing.
Be careful if traveling after dark.
When withdrawing cash from ATM try to go inside the bank. Beware of withdrawing cash from cash points on pedestrian walkways. Try to withdraw small sums and don’t flash your cash around even in the bank. Make sure you cover your pin and be discreet about the amount of cash you withdraw.